What It Costs to Send Money to Thailand from the US
In the 2024 Q3 World Bank Remittance Prices Worldwide quarterly survey, sending USD 200 from the United States to Thailand carried a median total cost of 6.87% and an average total cost of 8.63% of the amount sent. Total cost, as defined by the survey, combines the transfer fee charged by the provider with the exchange-rate margin applied to the transaction — both expressed together as a percentage of the USD 200 send amount.
Across the 26 providers surveyed in that same 2024 Q3 snapshot, the range of total costs was wide: the cheapest surveyed option came in at 0.62% while the most expensive reached 25.00%. The provider recorded as cheapest surveyed in the 2024 Q3 data was Walmart2World. As that survey reflects a point-in-time measurement, actual pricing from any provider may have changed since the data was collected.
Costs within this corridor can vary depending on the payment method used, the payout method selected by the recipient, and the amount transferred — factors not fully captured by a single USD 200 benchmark figure. The World Bank survey is updated quarterly, so figures shift over time. The per-provider table below presents the individual quotes drawn directly from the 2024 Q3 survey data.
Surveyed providers (2024 Q3)
| Provider | Type | Pay-out | Speed (surveyed) | Total cost, $200 | Total cost, $500 |
|---|---|---|---|---|---|
| Walmart2World | Bank | Agent | Less than one hour | 0.62% | 0.62% |
| Western Union | MTO | Internet | 3-5 days | 1.90% | 1.60% |
| Remitly | MTO | Internet | 3-5 days | 1.98% | 1.38% |
| Remitly | MTO | Internet | Less than one hour | 1.98% | 1.38% |
| Wise | MTO | Internet | Less than one hour | 2.66% | 2.16% |
| MoneyGram | MTO | Internet | Less than one hour | 4.31% | 3.11% |
| Walmart2World | Bank | Internet | Less than one hour | 4.46% | 3.26% |
| Wise | MTO | Internet | Same day | 4.54% | 2.11% |
| Remitly | MTO | Internet | Less than one hour | 4.98% | 4.38% |
| Ria | MTO | Agent | Less than one hour | 5.45% | — |
| Pangea | MTO | Internet | Less than one hour | 6.30% | 4.50% |
| Wise | MTO | Internet | Less than one hour | 6.59% | 6.10% |
| Xoom | MTO | Internet | Less than one hour | 6.62% | 5.12% |
| Xoom | MTO | Internet | Less than one hour | 7.12% | 6.12% |
Total cost = transfer fee + exchange-rate margin, as a percent of the amount sent, at the two surveyed send amounts ($200 / $500). Surveyed prices, not live quotes.
Estimate your transfer cost →Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org (CC BY 4.0). Figures are from the 2024 Q3 survey — surveyed prices, not live quotes.