What It Costs to Send Money to Indonesia from the US
In the 2024 Q3 World Bank Remittance Prices Worldwide quarterly survey, sending USD 200 from the United States to Indonesia carried a median total cost of 5.93% and an average total cost of 6.76% of the amount sent. Total cost as defined in this survey combines two components: the transfer fee charged by the provider and the exchange-rate margin applied to the transaction, expressed together as a percentage of the USD 200 send amount.
Across the 25 providers surveyed in that 2024 Q3 snapshot, total costs ranged from a low of 0.29% to a high of 17.50%, reflecting substantial variation in what different services charged for the same corridor and send amount. The cheapest surveyed provider in the 2024 Q3 data was Walmart2World. This reflects the prices recorded at the time of that specific survey and may not represent current pricing.
Costs within this corridor can vary depending on the payment method used, the payout method selected by the recipient, and the amount transferred. The World Bank updates this survey quarterly, so figures change over time. The per-provider table below presents the individual quotes drawn from the 2024 Q3 survey data and should be read as dated reference figures rather than live or guaranteed prices.
Surveyed providers (2024 Q3)
| Provider | Type | Pay-out | Speed (surveyed) | Total cost, $200 | Total cost, $500 |
|---|---|---|---|---|---|
| Walmart2World | Bank | Agent | Less than one hour | 0.29% | 0.29% |
| Wise | MTO | Internet | Next day | 3.66% | 1.46% |
| Ria | MTO | Internet | 3-5 days | 3.95% | 2.45% |
| MoneyGram | MTO | Internet | Less than one hour | 4.57% | 3.37% |
| MoneyGram | MTO | Agent | Next day | 4.59% | 2.19% |
| Ria | MTO | Internet | Less than one hour | 4.95% | 2.85% |
| Walmart2World | Bank | Internet | Less than one hour | 5.02% | 3.52% |
| Pangea | MTO | Internet | Less than one hour | 5.03% | 3.53% |
| Western Union | MTO | Internet | Less than one hour | 5.09% | 3.86% |
| Western Union | MTO | Internet | 3-5 days | 5.09% | 3.46% |
| Xoom | MTO | Internet | Less than one hour | 5.43% | 3.93% |
| Ria | MTO | Internet | Next day | 5.59% | 4.49% |
| Xoom | MTO | Internet | Less than one hour | 5.93% | 4.93% |
| Xoom | MTO | Internet | Less than one hour | 5.93% | 4.93% |
Total cost = transfer fee + exchange-rate margin, as a percent of the amount sent, at the two surveyed send amounts ($200 / $500). Surveyed prices, not live quotes.
Estimate your transfer cost →Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org (CC BY 4.0). Figures are from the 2024 Q3 survey — surveyed prices, not live quotes.