What It Costs to Send Money to Guatemala from the US
In the 2024 Q3 World Bank Remittance Prices Worldwide quarterly survey, sending USD 200 from the United States to Guatemala carried a median total cost of 4.58% and an average total cost of 5.12% of the amount sent. Total cost, as defined in that survey, combines the transfer fee charged by the provider and the exchange-rate margin applied to the transaction, both expressed together as a percentage of the USD 200 send amount.
Across the 28 providers surveyed in that 2024 Q3 snapshot, the range of total costs ran from a low of 1.06% to a high of 11.00%. The cheapest surveyed option in that quarter was Vigo, at 1.06% total cost. That figure reflects prices recorded during the survey period and may not represent current pricing, as provider fees and exchange-rate margins can change between survey cycles.
Costs within this corridor can vary depending on the payment method used, the payout method selected by the recipient, and the amount transferred. The World Bank updates its Remittance Prices Worldwide data quarterly, so figures shift from one release to the next. The per-provider table below shows the individual quotes drawn directly from the 2024 Q3 survey and should be read as dated reference data rather than live pricing.
Surveyed providers (2024 Q3)
| Provider | Type | Pay-out | Speed (surveyed) | Total cost, $200 | Total cost, $500 |
|---|---|---|---|---|---|
| Vigo | MTO | Agent | 3-5 days | 1.06% | -0.44% |
| Walmart2World | Bank | Agent | Less than one hour | 1.47% | 0.27% |
| Vigo | MTO | Agent | 2 days | 3.07% | 1.57% |
| Intermex | MTO | Internet | Less than one hour | 3.50% | 2.00% |
| Wells Fargo | Bank | Bank branch | 2 days | 3.54% | 1.89% |
| Wells Fargo | Bank | Internet | 2 days | 3.55% | 1.90% |
| Pangea | MTO | Internet | Less than one hour | 3.60% | 2.19% |
| Remitly | MTO | Internet | Less than one hour | 4.04% | 2.57% |
| Remitly | MTO | Internet | 3-5 days | 4.11% | 2.68% |
| Xoom | MTO | Internet | Less than one hour | 4.17% | 2.67% |
| Intermex | MTO | Agent | Same day | 4.35% | 2.85% |
| Intermex | MTO | Agent | Same day | 4.35% | 2.85% |
| Intermex | MTO | Internet | Less than one hour | 4.35% | 2.85% |
| Intermex | MTO | Internet | Less than one hour | 4.50% | 3.60% |
Total cost = transfer fee + exchange-rate margin, as a percent of the amount sent, at the two surveyed send amounts ($200 / $500). Surveyed prices, not live quotes.
Estimate your transfer cost →Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org (CC BY 4.0). Figures are from the 2024 Q3 survey — surveyed prices, not live quotes.